Zamuka Future of Work Fund investee: Diane, Rwanda

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An african woman in suit sitting in an office

In Rwanda, where job opportunities remain scarce for young graduates, Diane struggled to secure employment that matched her accounting skills and ambitions. Luckily, she was able to complete further, high-quality training with a built-in internship thanks to financing by Zamuka FWF via an Income Share Agreement (ISA). This groundbreaking model covers tuition, transport and internship costs, with repayment beginning only once meaningful employment is secured. Just two months after completing her course, Diane became an assistant accountant at Muganga Sacco. For Diane, this support was life-changing. “If I had been forced to finance the training myself, I probably would have abandoned it,” she recalls. “The ISA gave me the motivation and perseverance to complete my journey.” Today, her ISA repayments support the next generation of students, thereby helping to sustain a virtuous cycle of opportunity, inclusion and empowerment.